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Commercial model comparison

White label, reseller or referral: which model?

Compare owning the client relationship, packaging another firm’s service and referring the opportunity.

Your agency keeps the client and the strategy. We do the work under your name.

Halftone illustration of a braided river seen from above splitting into three channels, one channel in orange
Run on the AI we built for ourselves.

The short answer

What is the difference between white label, reseller and referral?

In a white-label model, the agency keeps the client and another team works under its brand.

In a reseller model, the agency packages or resells another firm’s offer, with branding and communication varying by agreement. In a referral, the referred firm normally contracts with the client and pays or records the introduction.

These labels are often used loosely. The useful questions are who contracts, who sets the price, whose brand appears, who fulfils, who communicates and who carries a bad outcome.

Halftone illustration of three planets lined up low over a flat horizon, the middle planet in orange

Selected work

The record behind the work.

SEO · 64 months

Confidential

A US direct‑to‑consumer business, through an agency.

Organic work under the agency’s name. The client has never heard ours.

ROI on organic spend
1,751%
More organic conversions
98%

One engagement’s reported results, not a forecast.

Read the agency case
  • 250+Organisations worked with since 2017
  • 100%Philippine client retention since 2024
  • ~80%Of our own work runs on LOKI, our AI system

Write the nouns into the agreement.

“Partner” is not a commercial model. Name the contracting party, invoice issuer, brand, account owner, client-contact rule, work lead, data controller and transition path.

The more client responsibility the agency retains, the more its margin must cover strategy, account care, review and risk. A referral gives the agency less control because it carries less of the work.

Do not sell white label when you mean a warm introduction.

If the referred firm will pitch, contract and cross-sell directly, the account is not protected just because the agency receives a commission.

None of the models is inherently superior. Trouble begins when the buyer believes one model is in force while the agreement and behaviour describe another.

Before you choose

Criteria that survive the sales call.

Use these tests on the work in front of you, not on a generic list of services.

  1. Contracting party

    Who signs with the end client and carries the commercial promise.

  2. Client ownership

    Who may communicate, renew, cross-sell and retain the account after termination.

  3. Brand and disclosure

    Whose name appears in proposals, tools, email, calls, invoices and reports.

  4. Failure responsibility

    Who corrects the work, explains the miss and bears any service credit or refund.

Side by side

Where each option fits.

Three ways to add the work. The useful comparison is the account in front of you, not the brochure.

Where each option fits: White-label work, Reseller arrangement, and Referral
OptionOperating modelWhere it fitsWhat you take on
White-label work The agency owns the client and approves work completed behind its brand. Agencies building a retained service and willing to carry strategy, review and account responsibility.
  • Highest agency responsibility
  • Needs strong protection and communication rules
  • Requires enough margin for account work
Reseller arrangement The agency packages or resells another firm’s offer; brand and client roles depend on the programme. Agencies wanting a fixed catalogue or packaged service rather than custom work.
  • Programme terms may limit flexibility
  • Branding and account ownership vary
  • The programme process may shape the client offer
Referral The opportunity is introduced and the referred firm normally owns the sale and work. Advisers who do not want work or account responsibility for that service.
  • Less control of experience and pricing
  • Client may become the referred firm’s direct account
  • Revenue is usually limited to referral terms

Read the edges

Limitations.

  • Firms use these terms differently, so the signed agreement outranks the programme label.
  • This page describes common operating patterns and is not contract, tax or legal advice.

Sources

What we checked, and when.

Common questions

Questions worth settling first.

Pressure-test the decision on one real account.

Can a reseller programme also be white label?

Yes. Some reseller programmes remove third-party branding. You still need to check who owns the client, communication and cross-selling rights.

Which model gives the agency the best margin?

Margin depends on price, service fee and the work or risk retained. A larger spread is not better if it fails to cover strategy, sales and account responsibility.

Can we refer some accounts and white-label others?

Yes, if the firm records the model per account and the contract prevents the two from being confused.

Who sets the resale price?

Your agency does. LOKAL works on one retainer per partner, from USD 2,000 a month. What you charge your client is yours to decide.

Can we start with one account?

Yes. One real account shows the brief, review and communication load before either side commits to more. The first term is six months, then monthly, with a day-60 fit check.

Pressure-test it on real work

What would you hand over first?

Tell us what is already promised, who owns the client and where the work needs help. Thirty minutes with someone responsible for the work.

The brief

Enter your work email to continue.

We reply within one business day.